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Universal Medicare and Viable Transition Plan

The Goal

No one in America should lose healthcare because they changed jobs, moved states, or couldn’t afford the premium that month.

My plan is simple:
👉 Every American gets access to Medicare.
👉 We pay for it fairly by taxing both wages and capital gains to contribute with a tax on wealth for anyone who has a net worth of greater than $10M but who has not paid any income taxes or capital gains taxes.
👉 We phase it in over five years so families, businesses, and workers in the health insurance industry have a smooth transition.

How We Get There

1. Expand Medicare to Everyone, Step by Step

Instead of flipping a switch overnight, we phase in Medicare by age groups over five years:

  • Year 1: Cover children 0–4 and adults 57–64

  • Year 2: Expand to kids 0–9 and adults 52–64

  • Year 3: Expand to kids 0–17 and adults 47–64

  • Year 4: Cover everyone under 18 and adults 40–64

  • Year 5: All ages are covered by Medicare

During this transition, employer plans, Medicaid, CHIP, and ACA marketplace plans stay in place for those not yet covered, so nobody falls through the cracks. By Year 5, Medicare becomes the universal baseline for healthcare in America.

What Medicare for Every American Covers

Every person would have access to a comprehensive Medicare benefit, including:

  • Primary and preventive care

  • Hospital and emergency care

  • Prescription drugs

  • Mental and behavioral health

  • Maternity and pediatric care

  • Chronic disease management

  • Dental, Vision and Hearing care

Out-of-pocket costs are capped and predictable, especially for low- and middle-income families, instead of today’s surprise bills and skyrocketing premiums.

How We Pay for It — Fairly

Right now, a nurse or bus driver pays Medicare taxes on every paycheck, but many of the wealthiest Americans pay lower effective rates because so much of their income comes from investments.

My plan:

  • Keeps the Medicare tax on wages for employers and employees

  • Adds the Medicare tax to capital gains and other investment income for high-wealth individuals

  • Protects working families and small businesses with thresholds and credits so the burden doesn’t fall on those who can least afford it

If you work for a living, you shouldn’t be paying a higher share of your income for healthcare than a billionaire who lives off their stock portfolio.

Protecting Jobs & Keeping the System Stable

Hundreds of thousands of Americans work in the health insurance industry—and they didn’t cause this broken system. We owe them stability and a future.

My plan includes:

  • Priority hiring into the expanded Medicare system and related roles

  • Paid retraining and education for new careers in healthcare, health tech, and administration

  • Wage and job transition supports so families aren’t left in crisis

We can move to a simpler, fairer system without throwing workers away.

What This Means for You

Under my plan:

  • You keep your doctor and hospital network, but your insurance card says “Medicare” instead of a private carrier.

  • Your coverage doesn’t vanish if you lose your job or switch employers.

  • Small businesses no longer have to navigate complex, expensive group health plans just to stay competitive.

  • Families get peace of mind knowing their children and aging parents are covered—no matter what.

My Commitment

I will fight for a phased, realistic transition to Medicare for Every American that:

  • Delivers true universal coverage

  • Lowers overall costs for working families and small businesses

  • Makes the wealthy pay their fair share

  • Protects workers whose jobs are tied to today’s insurance system

Healthcare in America doesn’t have to be this chaotic or this cruel. We have the tools. We have the money. What we need is the political will.

Let’s build a healthcare system that finally works for everyone.